In an ideal world, there would be a standstill insurance for companies that are affected by lost income caused by a Corona pandemic. It would be cheap because the probability of a Corona pandemic is low (until it happens). It would be worth taking as it would lead to the avoidance of bankruptcies among companies that are viable after the crisis. 

If one demanded that entrepreneurs, before they start a business, must manage many months without income, it would be extremely difficult to start a business. It is as if we required that every citizen must have individual buffers for all the events of life. The welfare state's social insurance is a better idea. 

The government's crisis policy should therefore be seen as a Corona insurance policy. It is very good that it exists. It would be even better to know that it will be valid throughout the Corona crisis.

Read the article in full (in Swedish) at: https://www.expressen.se/ledare/john-hassler/darfor-vill-vi-snala-ekonomer-plotsligt-oppna-planboken/